Jonathan Harris (’10), Associate Professor of Law at Loyola Law School, was quoted in Bloomberg Markets discussing the evolution of employer clawback arrangements requiring training reimbursement and their current prevalence in the healthcare and transportation industries (“‘Free’ Job Training Can Cost a Fortune for Employees Who Quit,” Aug. 11). “In the last 5 to 10 years, they’ve really taken off.” Jonathan co-authored a report published by the Student Borrower Protection Center (SBPC) investigating the role of Training Repayment Agreement Provisions (TRAPs) as a form of shadow student debt. “The investigation reveals that TRAPs have become more prominent in use by major employers, which often control a large market share of their respective industry, affecting millions of workers every day. . . . TRAPs function in the real world as a penalty for leaving a job. And, even if the TRAP is not enforced, its presence has the power to accomplish the intended consequence of pressuring workers into staying.” (“Trapped at Work: How Big Business Uses Student Debt to Restrict Worker Mobility,” Jul. 2022).